Southeast Toyota financing lease after Chapter 7?

[ElysianFielder]

I would like to lease a Toyota plug-in hybrid with the lease cash incentive if possible. One of the conditions of the lease cash is that the least must be financed through Toyota's Southeast finance. I have a chapter 7 reporting, discharged about a year and half ago. Would  that kill the deal?

Does anyone have experience applying after a chapter 7? Any idea whether they approve with chapter 7 reporting? If so, then how long after discharge?

[JoeRockhead]

From what I've read, they will finance with a BK on file if your scores are above 610. The unknown is what their stipulations are in regards to how long ago the discharge was. Have you reached out to someone in finance at a dealership to ask them? They should have a good idea of what your chances are, or at least be able to give you somewhat of an idea as to Toyota financial's minimum time since discharge requirement is, IE: 6 to 12 months etc...