Started my Rebuild

[southernblueeyes]

So I started my rebuild after getting my FICO scores. My Transunion FACO was way off.

EX 535. EQ 552. TU 481

Started my rebuild with:

Credit One  $400 unsecured 

Open Sky. $1000 secured

Self Lender. 1 year $48 per month. 

Now nothing for a few months. Then I'm thinking about trying TD Bank secured. There are several branches about two hours from me. Will keep the Credit One for 11 months then cancel. 

[FireMedic1]

Nice. In around 3-4 months. Hit up Cap1 for their Plat card. No need to drive 2 hrs for a secured. With what you have now. You might be able to by-pass secured cards. Let the 3 new accounts age till then. But hey its a great start! Congrats!

[AllZero]

Good luck on your credit journey!

[southernblueeyes]

Thank you so much!! Hoping Capital One will let me back in but I did burn them for about $30,000. My plan is work on credit and save for a down payment on a newer car at the end of the year.