I filed my Chapter 13 in 08/2016. This was only going to be a temporary fix to get me relocated and in a better position to find another vehicle. Well, as of 01/19/2018 I was dismissed and immediately filed Chapter 7. I honestly am scared and happy at the same time. My 341 is 2/26/2018 and my expected discharge is 4/2018. My current vehicle is financed with World Omni. My attorney and I decided we would see what terms they offered on a reaffirmation agreement to see if I was going to keep or let it go. It’s a 2015 Toyota Camry Hybrid. Has anyone had any luck on a good reaffirmation from World Omni?
I’m blessed to be able to be here for help and advice. I thank everyone in advance for any suggestions and advice for me.
Chapter 7 Filed 1/19/2018 Chapter 7 Discharge 4/30/2018 Starting FICO: 582EQ,528TU,532EX Current FICO Scores: 652EQ,640TU,640EX Capital One Plat: $300SL/$500 with Credit Steps Capital One QS1: $3000SL CreditOne: $500SL/$700 Current Auto Loan: CPS 14.5k @22% NFCU Secured Loan $1500/12 months FedLoan Servicing- Always Positive@ $5k Navy Federal GOrewards $2000 Barclays Apple Rewards $2500 NFCU NavCheck $500