Suggestions on next steps in rebuild?

[Anonymous]

@FireMedic1 Thanks!

I just got approved for a second QS at a $5,000 limit.

So now I have 2 cards and one installment:
QS w/ $3,500 limit
QS w/ $5,000 limit

Student loan

A couple follow-up questions:

1) Can I just continue to use my first QS only and leave the second QS unused? I would just let the first QS cut at ~$175 each month and then PIF.

2) Do you suggest waiting 6 months before putting in another application? Is this to minimize the amount of inquiries?

[FireMedic1]

Wow! Congrats!!!!!!!!!!!! Yes wait 6 months and then try Discovers prequal again. It may pop then for a invitation to apply. You can use both cards all you want. Just have one report <8.9% or $20 if you want and $0 on the other. Your on your way now!

[FireMedic1]

You can start a thread in the Approval Sub Forum on your approval with data points about your BK which will help other posters. Congrats again.

[Anonymous]

Awesome!! Thanks for all of your help!

I will definitely post in the approval sub forum to share and help others.