cancel
Showing results for 
Search instead for 
Did you mean: 

Target RedCard is **OFFICIALLY** BK Friendly!

tag
toi34
Established Contributor

Target RedCard is **OFFICIALLY** BK Friendly!

I applied online 1 month post discharge after having read another poster was approved. I got the 7-10 day message. Figured it was a no-go, but then Target called me 3 days later to verify my identity: the CS asked me public records questions and sent me a text message, then said I would hear back in 7-10 days. I received a letter asking me to fax-in my DL and a utility bill, which I did, and a week later (today) the card arrived in the mail! Heart

Data Points:

  • Filed BK7 December 2018 (burned Target for $2300 Smiley Sad)
  • Discharged April 4th 2019
  • Applied May 4th
  • Pulled Equifax
  • Score at time of pull: 632
  • I have 2 starter cards, both had "0" balance at time of app (I was/am doing AZEO, but miscalulated dates which dropped my score 10 pts. Smiley Frustrated)
  • No Inquiries (but now I have 1)
  • Limit: $1000
Message 1 of 9
8 REPLIES 8
19eighty5
Senior Contributor

Re: Target RedCard is **OFFICIALLY** BK Friendly!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 2 of 9
Anonymous
Not applicable

Re: Target RedCard is **OFFICIALLY** BK Friendly!

First and foremost congrats !!!

Second, I wouldn’t say officially* BK friendly but some what. I currently am a little over 3 months post BK and applied about a week ago seeing many others have had luck with a couple of weeks post discharge. Got the 7-10 day message but not approved, got the BK reason and previous account. (Burned for 500) yeah I know petty. Lol
Message 3 of 9
AverageJoesCredit
Legendary Contributor

Re: Target RedCard is **OFFICIALLY** BK Friendly!

Wow, thats incredible. Target is putting alot of Faith in you. Treat it wellSmiley Happy
Message 4 of 9
Anonymous
Not applicable

Re: Target RedCard is **OFFICIALLY** BK Friendly!

Target is TD bank I read, is TD visa bk friendly too does any one know? Same credit scores qualified?

Message 5 of 9
Anonymous
Not applicable

Re: Target RedCard is **OFFICIALLY** BK Friendly!

I think burned cards are more difficult many others out there Smiley Happy

Message 6 of 9
Kasuito39
Frequent Contributor

Re: Target RedCard is **OFFICIALLY** BK Friendly!

Congratulations on your approval.
Message 7 of 9
Anonymous
Not applicable

Re: Target RedCard is **OFFICIALLY** BK Friendly!

Just tried and was approved 8 months post BK

Message 8 of 9
FireMedic1
Community Leader
Mega Contributor

Re: Target RedCard is **OFFICIALLY** BK Friendly!

Well heck. Congrats everyone!!!!!!!!!!!!!!!!


Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.