Time to take it to the Garden...

[darkknight74]

Well guys BK Chap7 discharged 05/31/2019

Reaffirmed the house Chase but sold to M&T Bank

Purchased Car thru Capital 1 Auto 24k loan on 07/01/2019

Self Lender on autopay

OpenSky secured 200.00

Credit One 300.00

Capital 1 Platium 500.00

scores as of today 07/04/2019

Equifax 659

Experian 577

Transunion 650

The only thing I plan on doing is refinance AutoLoan from 13.69% to ? 

Also I burnt Capital 1 bad over 4 grand and they gave me a card and auto loan right out of Chap7

anyone have any experience with Capital 1 Auto will they lower you loan APR after 6 months I kinda like them and want to stay but not at 13.69% APR

[FireMedic1]

Congrats on geting whats needed to get a rebuild going with the FICO bonus. Time will heal all wounds and your scores will start to rise up again. As far as Cap1. Probably not right now. Get 6 months in with perfect payments and check some credit unions out in your area.