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Today is the Big Day. BK7 Gone from Third & Final Report

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CH-7-Mission-Accomplished
Valued Contributor

Today is the Big Day. BK7 Gone from Third & Final Report

It's been 9 years 11 months coming, but as of today, I've finally achieved my goal. I would never have had this success without the generous time, wisdom and encouragement offered by so many people I've met on this board (and a couple of other boards) over the past nine+ years.  

 

To each and every one of you, a heartfelt thank-you from a very grateful guy.   I will be eternally in your debt.

Drumroll Please:

 

To recap, TU previously deleted the BK7, 14 months early, EX previously deleted it last month, and EQ finally deleted today, the first day of the month prior to the scheduled fall-off date (8/23/2023).

 

Changes to EQ with the Ch 7 now removed this morning are:
FICO 08 from   779 --> 850 =    +71 points
FICO 09 from   843 --> 850 =      +7 points

FiCO 10 from   772 --> 845 =    +73 points

FICO 10T from 791 -->850 =    +59 points

 

https://imgur.com/a/2KAyz4H

Message 1 of 13
12 REPLIES 12
BigBS
Senior Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

Congrats, that's awesome! I want to be like you when I grow up.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 13
md_rebuild
Regular Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

Congratulations!   That's awesome!

BK7: Discharged Sept 2019
2/25/24:

Message 3 of 13
mortimerwereback
Regular Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

Wow! Congratulations! Hard fought for and deserved.

"Only those who dare to fail greatly can ever achieve greatly." -Robert F. Kennedy

Message 4 of 13
Namaste7
Established Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

Congratulations @CH-7-Mission-Accomplished
~~MMXX~~
2024 Goal$
2023 Goal$
FICOs 760+
Message 5 of 13
Rogue46
Established Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

Now you really lived up to your screen name @CH-7-Mission-Accomplished 

 

Congrats to you!





Message 6 of 13
Zoostation1
Established Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

Congrats! I've got 4yr8m left till I've got a clean file.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
Feb 2024 FICO 8:
Feb 2024 FICO 9:
Message 7 of 13
Guyatthebeach
Valued Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

@CH-7-Mission-Accomplished ,

 

Congratulations! That is impressive! You worked hard on your rebuild and you have done a fantastic job.

 

Guyatthebeach

Message 8 of 13
Jnbmom
Credit Mentor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

@CH-7-Mission-Accomplished 

 

huge congrats ❤️

EXP 780 EQ 791TU 795
Message 9 of 13
Creditwiser
Valued Contributor

Re: Today is the Big Day. BK7 Gone from Third & Final Report

Huge Congrats going out to you @CH-7-Mission-Accomplished !!    I'm right behind you and its so close I can taste it Smiley Tongue

I can only imagine how good that score boost felt !

 

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k | 1 months until BK7 disappears |
( EE from TU & EX )
Message 10 of 13
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