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Things will start to happen soon. Id call your student loan carrier, and ask them when they will start to report your acct as current again. Mine was with the next statement after my DC, which was almost a month later. That will help.
Being approved for the secured card with WF will also help a bunch. Getting a positive trade-in reporting asap will helps with scores, and then the student loans too.
Id wait until WF and your SL report, and then try again for Cap1. They are the most forgiving usually.
With Comenity....give it a week at least after you've opted back in and then try the SCT again with a few of the easier ones like VS, Wayfair, OS, Buckle. They may want EQ scores at least 580+ though.
Hang in there, you're on the right track!!
Thanks so much for your reply. I'm trying my best to be patient. I called WF - has been approved $500. Yay! It's a start.
I'm getting ready to go out of town for a week, so I'll probably wait to try to call Navient about my student loans when I get back. It has a due date of 8/18 for the next payment, but shows $0 due.
At least being out of town, I'll have my mind on something else for a week. :-)
@firegrl607 wrote:Thanks so much for your reply. I'm trying my best to be patient. I called WF - has been approved $500. Yay! It's a start.
I'm getting ready to go out of town for a week, so I'll probably wait to try to call Navient about my student loans when I get back. It has a due date of 8/18 for the next payment, but shows $0 due.
At least being out of town, I'll have my mind on something else for a week. :-)
YAY! Thats wonderful! Congrats on the WF approval. Things will start looking up soon, as soon as you have positive tradelines starting to report. I would call Navient though since it shows you have a payment due date this month, even though it says $0. Maybe sure you dont need to pay this month. Last thing you want to do post DC is have any negatives at all