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How do Utility Companies handle Chapter 7?
i.e. National Grid Gas/Electric?
Have a client with a 2,000 electric bill, and 2,000 Gas Bill (many months past due - under a 24 month payment arrangement)
They are filing Ch7 - Will these "Go Away"
Big Question - Will the utilities be turned off?
What about Water Bills?
Sewer Bills?
Sewer Assessments?
When they file for BK the utility companies can not shut off service as far as I know, once they file the util company can not collect any past due bills etc.
After filing though you have to provide the utility companies with assurance that you can adequately pay for future service, if you don't comply they can disconnect, then you would have the get the BK judge involved. Also they can/may require a security deposit for future services
I'm with Jnbmom. Look for a deposit request coming.
Pursuant to 11 U.S.C. 366. . .
(a)Except as provided in subsections (b) and (c) of this section, a utility may not alter, refuse, or discontinue service to, or discriminate against, the trustee or the debtor solely on the basis of the commencement of a case under this title or that a debt owed by the debtor to such utility for service rendered before the order for relief was not paid when due.
(b)Such utility may alter, refuse, or discontinue service if neither the trustee nor the debtor, within 20 days after the date of the order for relief, furnishes adequate assurance of payment, in the form of a deposit or other security, for service after such date. On request of a party in interest and after notice and a hearing, the court may order reasonable modification of the amount of the deposit or other security necessary to provide adequate assurance of payment.
(c)(1) (A) For purposes of this subsection, the term “assurance of payment” means—