Hi All,
I’m looking for some advice and I’m not even sure I’m posting in the right forum. My husband and I are almost 2 years post dc of our BK7. We have rebuilt well. Our issue is this. At the time of our Bk, we both had financed vehicles. Mine with Wells Fargo and his with Huntington Bank. A year ago, I stopped making payments on my car and financed another, less expensive, used car with our credit union. 90 days later Wells Fargo came and picked my car up from my driveway. This past March, my husband did the same thing. Stopped making payments on his vehicle and financed another with a much better rate with our credit union. We called Huntington and told them that we would no longer be making payments, and they could come and repo the vehicle. They said ok. We removed all of our belongings from the truck dropped the insurance, took the tags off and parked it in our driveway. Well, come July , it’s STILL IN OUR DRIVEWAY!!! I contacted them to say “hey, if you don’t want it, why don’t you just let us settle on an amount in exchange for the title..... they rejected our offer. It’s a 2095 4 runner. We offered like $2200. We owe 7800. Since they rejected our offer, we asked them to come get it. Guess what??? It’s still here!! 😡. I just don’t know what to do at this point.... I called them again last week and the lady said “let me check, blah, blah....” but no call back. I’m starting to think that they are punishing us. Any advice would be appreciated. Thanks
