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My chapter 13 was filed on Nov 08, 2013 and was discharged on July 18th, 2016.
I have read many times that the weight of a BK diminishes over time but I was wondering if anybody knows by how much and if there are certain intervals...
For instance, with all other variables being equal, should I expect a small increase in my score every month as the BK ages or a big increase at certain times like 6mo, 1yr etc...
If it is every month would the score increase be greater as it ages or less? IE 2 points every month for the first year then 4 point every month the second or vise versa?
There is no way to know how many points you will gain as it ages because there is far too many variables with a report. With a BK reporting you will not be able to get much above 740 ish.
@michaels88369 wrote:
So around 740's are the cap with a bk reporting?
Sadly, yes haha