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Been getting mailers, and wanted to add another CC to my file so decided to go ahead and app for their card. Was instantly approved, and deposited $500 on it.
Scores in sig are current, and 3mos post DC. Will garden for 3mos and then app for a 2nd Cap1, giving me 3 CC's again, and then not do anything for a while.
YMMV - Your Mileage May Vary
@j_casteel wrote:Been getting mailers, and wanted to add another CC to my file so decided to go ahead and app for their card. Was instantly approved, and deposited $500 on it.
Scores in sig are current, and 3mos post DC. Will garden for 3mos and then app for a 2nd Cap1, giving me 3 CC's again, and then not do anything for a while.
Ten months post CH 13 discharge, my Secured Wells Fargo CC was un-secured.
Five months after appliation & approval for a secured WF card, I received an e-mail stating that if I did not object that they would be UN-securing my WF card on such date. Which was at the Six Month mark.
YMMV.
Why they did this, I don't know. I am but one data point in the Universe.
While this can happen, it is not a absolute for all. YMMV.
Best Wishes !!!
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