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What Does the Ch 7 BK Trustee Usually Want? (Documents)

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CaptainConcorde
New Contributor

What Does the Ch 7 BK Trustee Usually Want? (Documents)

Can you all share what the BK Trustee wanted from you as far as documents when you filed?  (Ex: how many months of bank statements, credit card statements, utility bills, anything else, etc).  Thank you.

In My Wallet:

Total Credit Lines: $11,100 - Utilization: 8%

Mortgage and Car Loan:


Rebuild Started March 2024
March 2024 FICO 8:

April 2024 FICO 8:

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FireMedic1
Community Leader
Mega Contributor

Re: What Does the Ch 7 BK Trustee Usually Want? (Documents)

Documents Needed To File Chapter 7 Bankruptcyhttps://www.thebankruptcysite.org/resources/chapter-7-bankruptcy-document-checklist.html

"Here are the primary documents needed to complete Chapter 7 bankruptcy forms and get a Chapter 7 case started:

  • six months of paycheck stubs
  • six months of bank statements
  • tax returns (the last two years)
  • current investment and retirement statements
  • current mortgage and car loan statements
  • home and car valuations (printouts from online sources work)
  • property list with values (you can group small items, such as clothing, cookware, or bedding)
  • repair estimates for damaged property (photographs can also be helpful)
  • credit card, collection, and other billing statements
  • a current credit report (a free copy is available at annualcreditreport.com)
  • your Driver's license and Social Security card
  • a credit counseling completion certificate"

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SUPERSQUID
Valued Contributor

Re: What Does the Ch 7 BK Trustee Usually Want? (Documents)

I will add to the list fire medic listed

I was also asked by the trustee the date i bought my home and how much i paid for it.

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closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
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