In most bankruptcy jurisdictions, you simply continue to pay your mortgage directly to your lender outside of bankruptcy. But some courts require debtors to send their mortgage payments to the bankruptcy trustee as part of their Chapter 13 plan—especially if you’re late on your payment when you file.
Before you file your case and propose a repayment plan to the court, talk to a bankruptcy attorney in your area or research the rules in your jurisdiction to learn more about how your bankruptcy court treats mortgage payments in Chapter 13 bankruptcy.
@Rwil72 Ime, my mortgage was included in my Chapter 13 (I paid it to the trustee).
Mine is paid directly to the lender so was my car. Everything else I included in my bk case and paid the trustee.