Hello- I had disputed three times with Experian and Equifax and it always comes back as verified. I had mailed them the Chapter 7 discharge (8/2006), but the status is still "not IIB" for Providian. The status shows as "charged off/transferred". What should I do next? Fico forums has been very helpful. In 9/2007, when I had ordered my first fico, it was 530 thru 541, now it's 626 thru 659. Thank you very much for all the good advise.
