What should show on CR/FICO score - just BK public record, or accounts that were IIB, or both
I have been reading these forums for awhile but still am confused about what should be showing on the credit report - just the BK alone, or all the accounts that were in the BK plus the BK public record. That seems like a double whammy. If that's the case, do I challenge (can't think of right word) every account that has a "red flag"? I asked lawyer; he was no help. He's paid, CH7 is discharged, and he's done. Filed 9/07, discharged 12/07, just pulled all FICO scores, they range from 586 (husband, Equifax) to one of mine 711 (Experian). How is that possible? This forum is great. Now what do I do?