What to really look for (wording) to have BK, Lien, Judgment removed

[Anonymous]

Good morning all ... I was curious about a Chap 7. It was discharged 7/2002. I would like to try and finally have this removed so I was curious as to what in particular to look for in the docs to attempt to remove this. I know to look at the dates for one, but is there anything a little more concrete to have this removed? For a Lien or Judgment would I be looking at the same? I am having issues with the EX wife and her Step Dad. He hasnt made payments on the Expy we let him borrow back in I think 02-03 ... yes I know, stupid me for even letting the guy because he never made payments and they are trying to slap a lien on my new house and garnish my wages! Anyway, any advice would be great.

Cujo

[granny031350]

not sure what you let him borrow but if you were joint on this in any way you are responsible unless this account was specifically listed in your chapter 7 that was discharged in 2002.  If that is the case, then take your discharge papers and the creditor matrix to the court and get it removed.

[Anonymous]

Hi,

I believe it has to stay on your record for 10 years. It used to be 7, but I believe its 10 now. Thats what all of mine says anyway.