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When baddies drop off

tag
Anonymous
Not applicable

When baddies drop off

Didn't get a nibble in Credit Cards. I'll try it here:
 
I have 4 Baddies showing in credit reports. They were the 4 credit cards included in my bakruptcy 5+ years ago. Will my FICO scores improve when these drop off the 3 major CRA's records?
Thanks!
 
Message 1 of 3
2 REPLIES 2
granny031350
Established Contributor

Re: When baddies drop off

I have 4 IIB accounts falling  off in March so will have a more definite answer then.  But when one account that was included in my chapter 13 was deleted, my fico went up 2 points.
Message 2 of 3
Anonymous
Not applicable

Re: When baddies drop off

By the time they are due to expire they have pretty much lost their affect on the credit scoring.
Message 3 of 3
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