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When will my BK go away?

tag
Anonymous
Not applicable

When will my BK go away?

I filed chapter 13 in Sep. 2014. It was dismissed, not discharged in Mar. 2018.

When will this not be on my credit report any more? Should I be looking at 2021 or 2025?
Message 1 of 7
6 REPLIES 6
Lurker22
Frequent Contributor

Re: When will my BK go away?

13's stay on your report for 7 years since they are repayment plans (it's 7's that stay on the report for 10 years) 

Message 2 of 7
Anonymous
Not applicable

Re: When will my BK go away?

So, 7 years from my file date or 7 years from my dismiss?
Message 3 of 7
Anonymous
Not applicable

Re: When will my BK go away?

7 years from file date

Message 4 of 7
pizza1
Community Leader
Super Contributor

Re: When will my BK go away?

09/2021

You can ask for EE from the CRA as follows..
TU-6 months
EQ-1 month
EX-3 months
Message 5 of 7
Anonymous
Not applicable

Re: When will my BK go away?

EE?....=......Early Erasure? Early Elimination?    Is there a proper/accepted/more successful procedure for this?

Thank you for any further info or direction to it!

Message 6 of 7
dynamicvb
Valued Contributor

Re: When will my BK go away?

Early Exclusion. You can call them or do one online and request one to have them come off your report early, based on the guidelines in the other post. So in March of 21, you can ask TU to grant an early exclusion and they will remove it then instead of September.

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 7 of 7
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