I'm sorry, maybe it's just me, but this post makes very little sense. The topic of the 'huge' discussion you are attempting to start is unclear (is it regarding inquiries, public records, FICO scoring, denial reasons, all of the above, or what?). You may want to re-write / re-word it so it's a bit clearer (& without the all caps, bold font, and underlining).
Also - removal of an inquiry is not likely to increase FICO scores 50 points (I think that's what you were trying to say in the post title??).
I AM A FINANCIAL ADVISOR, AND IVE WORKED HAND IN HAND WITH ALL THE CRAs, BUT I SEE MY CLIENTS WITH 'GOOD' REST OF THE FICO PIE AND IM SURE MANY PEOPLE HAVE ENCOUNTERED THAT THE MAIN REASON IT COMES UP AS THE PRIMARY REASON PEOPLE GET DENIED, AS THEY TELL YOU ITS WORKED IN OVER TIME. YOU GOTTA BE KIDDING ME. UNLES WE AS THE 'PEOPLE , GET TOGETHER AND TAKE THIS AND MANY OTHER ISSUES THAT MEEN TO BE ADDRESSED TO A HIGHER COURT. ALL WHO HAVE GONE THROUGH THIS VERY LONG WAIT, JUST WAITRING FOR YOUR EASY '100' PTS GET NOT A POINT DROPPED. THEN THEY HAVE REAL GUTS TO TELL A PERSON THEY ARE DENIED BECAUSE OF THIS EMBARRISSING PUBLIC RECORD. I HAVE READ SO MANY OF OUR COMMUNITES MESSAGES AND I USE SO MUCH OF ALL YOUR GREAT INFO , AND USE IT IN MY BUSINESS.
I AM JUST TRYING TO START A 'HUGE' CONVERSATION ABOUT THIS TOPIC, JUST AS WE ARE STARTING NEW MODELS, HUH
THANK YOU ALL IN ADVANCE FOR YOUR INPUT
Umm. I've never seen a inq removed and get 50 points. Nor seen anyone get a 100 point increase. Decrease rare from a new 120 day late or BK. As TMR said. Could you explain in a little more detail. And the shouting is really not needed. Its hard to read and add some paragraphs please. Thanks
I also couldn't make any sense of the OP and don't know why it is in the bankruptcy forum. I doubt we are going to have a "huge conversation" about this.
@Mako50 I've reformatted the text of your post. Please refrain from posting in all-caps, all-bold, and all-underline. If you could clarify what you're asking it would be greatly appreciated as I'm not sure whether this is a bankruptcy-related post or not.