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anyone having the same trouble removing bankruptcy from equifax

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anyone having the same trouble removing bankruptcy from equifax

equifax does not verify the bankruptcy under the fcra like is suppose to do.

 

anyone know of any small claims attornys  please reply your thoughts thanks 

Message 1 of 7
6 REPLIES 6
Senior Contributor

Re: anyone having the same trouble removing bankruptcy from equifax

Is it past the 10 yr mark?





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 2 of 7
New Member

Re: anyone having the same trouble removing bankruptcy from equifax

no but i asked for a early exclusion because i was a victim of fraud a girl i dated extorted money from me and the other bureaus deleted it after i showed them the police report but equifax is going back to lexis nexis and is in violation of the fcra
Message 3 of 7
Senior Contributor

Re: anyone having the same trouble removing bankruptcy from equifax

Sorry I'm lost on this. You filed BK because another person extorted money? And the CRA's removed the BK? Did the BK Court dismiss the case. This puzzle isnt coming together. Really sorry. Might be a brain fart on my part. Though this isnt making much sense. Anyone else chime in.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 4 of 7
New Member

Re: anyone having the same trouble removing bankruptcy from equifax

I'm sorry if I didn't explain it right basically the bankruptcy is 5 years old thing I I don't understand why credit bureaus must keep information on a report for 10 years when people have what they call extenuating circumstances and that's what I was trying to explain I'm not trying to confuse you but basically because I didn't want to lose my house I filed chapter 7
Message 5 of 7
New Member

Re: anyone trouble removing bankruptcy from equifax

I'm sorry if I didn't explain it right basically the bankruptcy is 5 years old thing I I don't understand why credit bureaus must keep information on a report for 10 years when people have what they call extenuating circumstances and that's what I was trying to explain I'm not trying to confuse you but basically because I didn't want to lose my house I filed chapter 7
Message 6 of 7
Senior Contributor

Re: anyone trouble removing bankruptcy from equifax

You filed for BK and its there for 10 years. No matter what led to filing. No CRA is going to remove it until then. Sorry.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 7 of 7
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