I just filed for Chapter 7 last week and have my meeting at the end of June. After all my Credit card debt gets wiped out should I have my mom add me as an authorized user to her Discover card to help my credit ? Would that help in raising my score faster? Any Tips and pointers are appreciated. Thanks in advance!
@weezy615 - As long as she's had the account for a few years, with perfect history and the balance is below 30%
You'll need to get some cards on your own as the primary card holder. AU's isnt a quick fix. Some companies dont even report them. Anything below 28% and then 8% is the magic %. 30% is over the 28% threshold.