Carvana was an easy approval and low money down/18% rate. But they will absolutley not budge on an open BK. For 7 you have to wait for discharge, and for 13 they require a trustee letter. I just went through it.
I ended up getting a New vehicle 2019 Jeep Cherokee Upland at 20.7%. no money down. Plan to refinance in 6 months or so.
I just got a new car through Chase (Mazda). I had my previous Mazda financed through Chase and reaffirmed my auto with them so I think that's why they were so willing to finance with me again. Everyone else (Ally, others) were coming back with a 10.99+ apr and Chase was willing to do 7.04%. Not ideal, especially since my previous car was at 0.9%, but better than I could have asked for. The credit score they pulled at the time was 573 (yikes).