BK 7 is 10 for sure and BK13 for 7 years. It depends on the CB. EQ said their policy is 10 years whether BK7 or BK13. I had a BK13 filed in 2000 removed from TU and EX (which was 7 years from filing date).
my ch7 just fell off this month and my scores didnt change at all, in fact they went down. I know there are possibly "bucket issues" with this, but what is everyone elses experience? Its pretty frustrating having that thing on my report for 10 years ( I know its my own fault ) and then not having a decent jump. I have read through some threads, but does anyone know how to tell which "bucket" you are in? Sorry if this is a little off the BK topic. I was just hoping for a little jump in my score! Dave.