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chap 13 case dismissed and now what?

New Contributor

chap 13 case dismissed and now what?

hey guys,

 

i filed chap 13 last year due to deliquency on the house.. now i was able to do a loan modification and no need to pay for chap 13 any more. My case should be dismissed (not discharge, since i included some of the small debts etc...) soon.

 

Whats going to happen next? what process should i take to start rebuild my credits?

 

Thank you

Rebuild Process...After BK13
Aug' 16: 500 across the boards
Nov '16: EQ: 570 | TU: 600 | EX: 580
Oct '16: CreditOne $300 - CapitalOne Secured $200 - Credit Builder Loan $1000
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Frequent Contributor

Re: chap 13 case dismissed and now what?

I assume you realize that your credit will take a much bigger hit long term with a dismissed Chapt 13 vs a discharged 13? The BK will remain as a public record on your reports for 10 years, rather than 7?

 

 I don't know what your overall picture looks like, but just wanted to make the comment....

 

K


You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
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