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chap 13 case dismissed and now what?

New Contributor

chap 13 case dismissed and now what?

hey guys,


i filed chap 13 last year due to deliquency on the house.. now i was able to do a loan modification and no need to pay for chap 13 any more. My case should be dismissed (not discharge, since i included some of the small debts etc...) soon.


Whats going to happen next? what process should i take to start rebuild my credits?


Thank you

Rebuild Process...After BK13
Aug' 16: 500 across the boards
Nov '16: EQ: 570 | TU: 600 | EX: 580
Oct '16: CreditOne $300 - CapitalOne Secured $200 - Credit Builder Loan $1000
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Frequent Contributor

Re: chap 13 case dismissed and now what?

I assume you realize that your credit will take a much bigger hit long term with a dismissed Chapt 13 vs a discharged 13? The BK will remain as a public record on your reports for 10 years, rather than 7?


 I don't know what your overall picture looks like, but just wanted to make the comment....



You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
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