@Anonymous wrote:
I have 3 open collection accounts showing on my CR. They show zero balance, included in BK but still show open. Should I dispute the open status? Also, I was denied for unsecured NFCU card. I was not offered the secure card. Should I ask for it?
I don't see any harm in disputing it to update as closed.
Did you try sending a SM to NFCU and asking them for a $500 limit to prove yourself? I would do that first, a lot of people have had success this way. Navy doesn't counter offer the secured card, you would have to app for it.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
