cancel
Showing results for 
Search instead for 
Did you mean: 

filing for chapter 7 and I owe Sprint and Verizon money

tag
sillydq
Member

filing for chapter 7 and I owe Sprint and Verizon money

Once my chapter 7 is discharged and the court sends them notices (verizon and sprint) will I be able to open an new account with sprint and verizon or am I forbinded by them?

Message 1 of 5
4 REPLIES 4
09Lexie
Moderator Emerita

Re: filing for chapter 7 and I owe Sprint and Verizon money

Its hard to say if you are blacklisted. I would think the deposit would be extremely high. Maybe a pre-paid carrier would be best.
Message 2 of 5
mrsellis813
New Member

Re: filing for chapter 7 and I owe Sprint and Verizon money

It is hard to say but my DH filed Chapter 7 while he had his sprint account and they didn't close his account, they simply wiped away his current bill and he is maintaining a relationship with them.  Pretty interesting and we were shocked.

Discharged 10/17/13

Fingerhurt Fresh Start


Starting Score: 512
Current Score: 512
Goal Score: 800


Take the myFICO Fitness Challenge
Message 3 of 5
Scupra
Super Contributor

Re: filing for chapter 7 and I owe Sprint and Verizon money


@mrsellis813 wrote:

It is hard to say but my DH filed Chapter 7 while he had his sprint account and they didn't close his account, they simply wiped away his current bill and he is maintaining a relationship with them.  Pretty interesting and we were shocked.


I used to work for T-Mobile and they did a very similar thing. They would change the account to no contract and wipe the charges from the account. After d/c you could re-apply and be moved into whatever credit class you were approved for at that point.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 5
starry1
Valued Contributor

Re: filing for chapter 7 and I owe Sprint and Verizon money

There's no way to say, but I'd be surprised if Sprint would blacklist.  Verizon might, but I have no experience with them.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.