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I had a judgement of $20000 fall off my credit report recently. The SOL in PA is 20years will filing BK wipe this judgement out so I would have to worry about it popping up if I decided to buy a house in the future?
Assuming the judgement was not awarded because of a non-dischargable reason (e.g. fraud, malicious injury, drunk driving), obtaining a discharge will remove your liability to repay the debt.
You will likely not qualfiy for a mortgage until 2-4 years post-discharge though (2 years for government loans; 4 years for conventional loans).
Its for a Chevy truck my husband got sick an couldn't work. I dont have no plans on the house for atleast 5 years, Want to dinish my RN lic 1st.