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I should have started my own thread to a question i had posted
@Sammy64 wrote:
Quick question, and sorry to piggy back in this one..
Is that $600 total for 90 days.. if I paid 250 one month, and 250 for the 2nd 3rd, would that be considered more then the $600.. or is that just in one month during the 90 days I paid thev$600
Who did you pay? Anything to 1 creditor and ignoring the others is a no no. Dont be scared to start your own thread. Dont be shy.
I have started the bk process, and i rememebr one of the questions in the form i was given asked if have i paid $600 or more to any creditor within 90 days of filing for bk, I have given more then the $600 to multiple creditors within the 90 days before i talked with my attorney. I have stopped paying everyone (I did make a $100 payment to one creditor last week before talking with attorney) last week following the attorneys advice.
Thanks
Sam
I'm not sure I'm following the thread here, but I think you're asking if multiple payments, when added together, and exceeding $600, would cause an issue. The short answer is they may be a problem. But really, unless you plan to reaffirm the debt, the problem is for the lender -- not you. If the trustee claws back some preferencial payments, it's the lender's issue. I would consult with an attorney if the payments are regular monthly payments (e.g. mortgage payments) and you are concerned.
Sorry, Tha was hard to follow...
One of the questions on form 107, Part3.. " During the 90 days before you filed for bankruptcy, did you pay any credtitor a total of $600or more"
I have made several payments of $300+ per month to multiple CC's before i decided to file. The orignal question from a differnt post had me thinking i might have made a error. but the question states before, and not during.. On the same day i hired the Attorney i had made a $100 payment , and now understand that might have not been a good idea to do, and will follow my attorneys advice...
@Anonymous wrote:I'm not sure I'm following the thread here, but I think you're asking if multiple payments, when added together, and exceeding $600, would cause an issue. The short answer is they may be a problem. But really, unless you plan to reaffirm the debt, the problem is for the lender -- not you. If the trustee claws back some preferencial payments, it's the lender's issue. I would consult with an attorney if the payments are regular monthly payments (e.g. mortgage payments) and you are concerned.