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"Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

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lisac
Regular Contributor

"Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

My DH and I have been looking at the Sleep Number Beds.  We had one on layaway.  Then they had a sale on the special edition, which can't be put on layaway.  So they offer financing.  of course I laugh.  my bankruptcy was approved 9/12.  then they tell me they have a secondary financing for people with credit problems.  So knowing I'll never be approved because of bankruptcy and the first financing is GE, I do the app. and got approved $2,250 no interest for 6 months.  my husband are planning to pay in 3. 

Message 1 of 5
4 REPLIES 4
Epcot
Valued Contributor

Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

Very nice, congrats!

On a side note, the Mrs. and I are looking at bed shopping soon. Tempurpedic and Sleep number are tops on our list to check out.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 5
somotao
Frequent Contributor

Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

That is great news.....be sure to pay it off before the six months otherwise you could be hit with a ballon interest rate


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 3 of 5
hawaii12
New Contributor

Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

Congrats...... What are your Scores?

Message 4 of 5
lisac
Regular Contributor

Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

I'm sorry I don't know my scores yet. Not good that's for sure. Bk about 20 accounts iib many with 90 days showing.
Message 5 of 5
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