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reporting IIB not included

stressed
New Visitor

reporting IIB not included

I had several student loans.  Specifically 8 with Citibank and they sold 6 of those to the guarantor.  When I pulled all three cr it shows on all three that 8 citibank student loans have a zero balance and show IIB and discharged in Chapter 7.  The other two companies that I have student loans with show current on payments and do not say IIB.  Is this to my advantage?  What do i do about Citibank demanding payment because they say they are not part of the bankruptcy? 
 
I do not want to pay if I do not have to and I know student loans are not IIB but what do these say this?
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granny031350
Established Contributor

Re: reporting IIB not included

I had several student loans.  Specifically 8 with Citibank and they sold 6 of those to the guarantor.  When I pulled all three cr it shows on all three that 8 citibank student loans have a zero balance and show IIB and discharged in Chapter 7.  The other two companies that I have student loans with show current on payments and do not say IIB.  Is this to my advantage?  What do i do about Citibank demanding payment because they say they are not part of the bankruptcy? 
 
I do not want to pay if I do not have to and I know student loans are not IIB but what do these say this?
 
I would think that if the loans not showing IIB are positive, then make your payments and go with it.  IIB is a negative comment.  Student loans are not discharged in a BK.  You will owe them no matter what.  But if Citi sold them to another lender, then get that informtion and start the payments.  Do not default on those student loans.
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