I had filed a Ch 13 almost five years ago and since then my student loans do not report any payment history for the last 4 years. They show as "closed" and "pay as agreed" is this the right way for them to show even though there is a balance and I continue to pay on them outside of the chapter 13?
Also, what is the optimal way for my mortgage to be reporting? It currently says "paid as part of wage earner plan".
The student loans should again report the real history once the 13 is closed and you a re discharged from what is left. They have no choice but report it this way until the case is closed as they technically are under auto stays while the case is open.