trying to get a credit card after filing a chapter 7
Hi there. I'm having a challenging time. My husband and my scores are in the mid 600's but I cannot get a credit card. Has anyone had a different experience?
Re: trying to get a credit card after filing a chapter 7
Hi,
I think it depends on your credit before filing. You can try Orchard Bank. They have 2 Great unsecured cards which only have a $59 annual fee. If you calculate that, its only $5 a month or so. A small price to pay for rebuilding credit. They also have secured cards if you dont qualify for the unsecured. Good Luck.
Starting Score: 800 Current Score: 800 Goal Score: 850