It will be removed in March 2015. 10 years from the date of filing, and it is removed the month prior typically. Some people have reported that it has been removed a few months early, but March 2015 will be the latest date it should be on there.
Starting Score 5/1/2002: 553
@jocleveland wrote:@penelope10 wrote:
Some people have reported that it has been removed a few months early, but March 2015 will be the latest date it should be on there.
Can or should you write the CRA's before drop off date (January 2013 for me) to possibly expedite removal or is it just a lucky break thing?
Hi jo,
It'll age off on it's own. For those where it ages off a month or two early, it's just a lucky break.
There's not a lot you could say if you wrote the CRA's - "Please age my accurate information off early" probably won't promote much action. 
After waiting 7 or 10 years, month or two isn't much to worry about. And congrats on being that close to having your BK age off. The best thing to do at this point is make sure your report is accurate, and wisely build your credit as you prepare for that woot-woot! party day.
I thought it will only stay 10 years if you filed after Oct 2005 or something, and only 7 years if it filed before that date. Correct me if I am wrong. I don't know 