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3x 61 Day CLI on AMEX Blue Business PLus

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spiritcraft1
Valued Contributor

3x 61 Day CLI on AMEX Blue Business PLus

I didn't think I would get this CLI but they relented.  I was approved for this card 61 days ago for a $2k SL.  Yesterday, I moved $1k from a more recently approved Blue Business Cash that also had a $2k SL.  So today, I asked for $9k on the BBP and they gave it to me instantly. 

 

SP of course, somewhere around 690 EX 08, One big unpaid 6.75 year old CO remains on my EX report.

 

Question.  I applied for the BBC 45 days ago with no SUB.  What would happen if I closed it?  How long would I have to wait until applying again?  I would prefer to apply again once my EX cleans up (preferably with a SUB).  Should I just suck it up and keep it open? 

 


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 1 of 5
4 REPLIES 4
Ficoproblems247
Valued Contributor

Re: 3x 61 Day CLI on AMEX Blue Business PLus

First, congrats on your CLI! Smart move to reallocate CL before requesting the 3X. I wouldn't close and try to reapply for a SUB. I suspect you'd get the message that reads something like "Number of cards opened or closed with American Express" cited as a reason not to give it to you. 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 2 of 5
babygirl1256
Senior Contributor

Re: 3x 61 Day CLI on AMEX Blue Business PLus

Congrats on your AMEX Blue Business Plus approval . . . I would keep my BBC open unless you are sure that you will be offered the SUB when reapplying. Are you guaranteed approval the 2nd time around? If not, I'd definitely keep it open and grow my CL over time!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 5
spiritcraft1
Valued Contributor

Re: 3x 61 Day CLI on AMEX Blue Business PLus

I suppose that is the wise move.  I can always reallocate again.  The next app will be Biz also, Marriott or Biz Delta Gold.   If the DW is any indication, they should through a big SL at me after EX is clear.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 4 of 5
Anonymous
Not applicable

Re: 3x 61 Day CLI on AMEX Blue Business PLus


@spiritcraft1 wrote:

... today, I asked for $9k on the BBP and they gave it to me instantly. 


Nicely playedSmiley Wink -- Congrats! & thanks for the DPs.Smiley Happy

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