Been going to apply for a 2nd ink card for a few weeks. Finally got my accounts reporting the way I wanted and pulled the trigger at 1 this afternoon. At 7 I logged into my ink app and there it is. New account 17k. No paperwork, phone calls, or questions other than my application.
My info for anyone who wants to apply for a second one. Low 800 scores. 1 or 2 inquiries on each. A 2 year old ink cash with a 20k limit (3000 that came as a auto cli a month ago). A boa cash business at 16k that I opened 3 weeks ago. No other business credit that would appear. The ink cash I usually put 50k a year through and usually pay in full every month. I have almost maxed it out a couple times and then paid it off as the money came in. It is at a $500 balance right now and I haven't used it much since Christmas as my business is seasonal.
On the personal side a CSP 14k, usually run 2k a month through it and pif. 15k with a boa card, 16k on 2 C1 cards, and a 12k lowes card. Average age on my personal cards about 7 years.
Business gross of 308,000 last year and 81,000 income filing as a sole proprieter.
Anyways there was not much on the forum on what it takes to get a second ink card. I knew my profile was solid but you never know. Hope this helps someone thinking about a second one.
