I always thought or from what I've learned on here and with past experience with my other AMEX accounts, it's a HARD PULL if approved and SOFT PULL if declined, right? Well, apped for the Business Blue Plus but declined due to max number of revolvers allowed. No credit pull. So, I decided to get the Business Gold Rewards with 50K MR points. First, application never showed up on the online application status check. I figured it was declined due to no credit pull from Experian. It took about 5 days to get a response from AMEX that I was approved, THEN the application showed up on the online status check. It's been about 11 days, still no credit pull fom EX. I did notice I have a new FICO Score on AMEX website at the time when I apped for the Gold Rewards. All my previous AMEX cards were shipped via UPS and I'd get a notification when it's mailed and it's usually within the following day from approval. This one came in regular mail, which was fine. And even before I got the card, they already enrolled me with Pay Over Time with $35K limit.
Is this something new? My EX FICO is now at Very Good level at 741 after staying for months at Good with 639. Regardless, I am very thankful with AMEX.
