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AMEX Blue Bus. Plus Approved...

Credit-hoarder
Valued Contributor

AMEX Blue Bus. Plus Approved...

Instant approval HOWEVER...they stole $9k from my BCE which I'm good with for the time being plus was sort of expecting it b/c AMEX is in the process of chopping limits on unused or barely used cards w/ high limits anyway--so at least this way I get to keep my limit so-to-speak but have it where I'll get better use of it. WAAAY better than losing it all together IMO. Stuck me with the highest 21.49 APR though. I was going back and forth for weeks between this and the no AF personal Hilton. Didn't really want to kill another 5/24 spot just now--so if the 100k special offer is still around later I'll have another decision to make seeing I'm now at the max 5 revolvers.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 6
5 REPLIES 5
credit_is_crack
Valued Contributor

Re: AMEX Blue Bus. Plus Approved...

Congrats on the new Amex @Credit-hoarder! And you're 1000% right about being able to steal your own limit for a new card than having them take it altogether. I've been wondering if they'll touch by $30k BCP but I've gone two cycles since the posts started and still intact so I think I'm good...for now.. Congrats on the new addition! Smiley Happy

Message 2 of 6
Credit-hoarder
Valued Contributor

Re: AMEX Blue Bus. Plus Approved...

Thanks @credit_is_crack. The funny thing is at the end of this week I'm eligible again for a CLI from AMEX. They declined the one I put in last January. Since they technically didn't give me any new credit with this approval I'm gonna ask for $2500 on my BCE--but I'm pretty certain I won't get it b/c I'm probably at my AMEX max exposure for my reported income. 
My guess would be your BCP is probably safe from CLD since it has an AF associated with it

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 3 of 6
Janus
Senior Contributor

Re: AMEX Blue Bus. Plus Approved...

Congratz on the approval.

I've been contemplating between the BBP and the Simply Cash, as well as the Amazon Biz. Although I'm holding off on Amazon to see what they do with Amex Green first though, concerning the rumored perks.  I realize  they're very different rewards satructures, but all 3 are no AF cards. Also considering doing a CLI on my personal BCE prior to the app, in case they take some CL from that card. As have been mentioned has happend to others.






Message 4 of 6
Xatos
Frequent Contributor

Re: AMEX Blue Bus. Plus Approved...

Been eyeing this one for my first business CC. Do you enter total sales in the income or some other metric i.e. gross profit etc?
Kohl's $3K | Cap1 QS $2.5K | Citi DC $2.9K | Amex BCE $1K | Dick's ScoreRewards MC 1K | Amex ED $4.2K | Amex Schwab Platinum NPSL | Amex Schwab Investor 3K | Rakuten 5K | WF CashWise VS $16.3K | Discover IT $11.3K | Disco IT Miles (#2) 9K | Citizen's Bank Cashback Plus WMC $10.7K | Fidelity VS $13K | USBank Cash+ VS $13K | Cap1 QS #2 16K | BBT Spectrum Cash Rewards VS 7.5K | BBT Cash Rewards #2 4.5K | BBT Bright 5K | Santander Ultimate MC 7.5K | PNC Points #1 7.5K | PNC Points #2 7.5K | PNC Cash Rewards #1 7.5K | PNC Cash Rewards #2 15.5K | BECU Cashback 23.4K | BECU Low Rate 10.5K | FNBO Evergreen 15K | EX 727 | TU 761 | EQ 730
Business Credit ~ Amex BBP 4.8K | Amex BBC 15K | US Bank Biz Cash 3K | Citizen's ED Points 7K ~LOC's~ BECU 15K |
Message 5 of 6
Janus
Senior Contributor

Re: AMEX Blue Bus. Plus Approved...

Whatever you are reporting to IRS, same as you would personal Income. 






Message 6 of 6
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