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I received a hp that showed up about a week later. I only had one other account with Amex so maybe Amex did not "know" me as well as some you guys.
@Irish thanks again! And yes Amex is a special kind of lender when it comes down to that specific perk
@driftless I know the feeling applied for my PRG early this year and recieved a hp a few days later so Im guessing my relationship has strengthened with them now.
From what I've seen as a divorce attorney representing a lot of small business owners, AmEx does not care if you use business cards for personal expenses or personal cards for business expenses. I've seen $2M+ per year in legit commercial construction expenses going through a personal card (held by business owner's relative btw so he was an authorized user) and I have seen countless business card statements where the owner is spending significant money on clearly personal items (like flights to Europe for their entire family, spa treatments, ski tickets, whatever). AmEx does not seem to care as long as you're a good customer.
@mdd0214 wrote:From what I've seen as a divorce attorney representing a lot of small business owners, AmEx does not care if you use business cards for personal expenses or personal cards for business expenses. I've seen $2M+ per year in legit commercial construction expenses going through a personal card (held by business owner's relative btw so he was an authorized user) and I have seen countless business card statements where the owner is spending significant money on clearly personal items (like flights to Europe for their entire family, spa treatments, ski tickets, whatever). AmEx does not seem to care as long as you're a good customer.
A lot of things could look like a business expense, but I put a haircut on my SPG Business card and they didn't seem to care.
@credit_endurance wrote:
@BPebbles wrote:Congrats on the card and nice limit! I like the 2X MR points and the no AF. I'm waiting for the bonus to come around again.
Thanks BPebbles! I just missed it be a week. Just from reading through some of the blogs, frugalguy, millionmilesecrets etc, they seem confident in saying this card may never see the bonus points like that offer again in the very distant future so I just went for it. But you never know Amex has been know to suprise us.
I'm not in a rush. I can wait.
As a general rule, I don't apply unless a promotional offer is out.