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Just received my first Amex Biz card. It is the co-branded Amazon Business card. What are the rules regarding new applications and credit limit increases?
I could be wrong, and I have never requested a CLI on my Amex personal or business cards, but I am assuming it is the same as for the personal cards: 61 days
What was the credit limit you were approved for? If it is $2,500 keep in mind that is the temporary credit line and you will be told what your permanent credit line is when you get your card.
@mikesonthemend wrote:Just received my first Amex Biz card. It is the co-branded Amazon Business card. What are the rules regarding new applications and credit limit increases?
Do you have any other Amex cards ....either personal or business ?
If no.....then you can request a CLI for 3X your SCL in 61 days after activation.
After that only 1 request every 180 days across all AMEX cards ( that means combined biz and personal)
You can apply for two Amex credit cards within every 90 days .
That does not include charge cards.
Charge cards can be applied for at any time.
@Anonymous wrote:
Sorry but I was wondering if Amex pulls personal credit for business cc application ?
Yes.
@jaxstraw wrote:
@mikesonthemend wrote:Just received my first Amex Biz card. It is the co-branded Amazon Business card. What are the rules regarding new applications and credit limit increases?
Do you have any other Amex cards ....either personal or business ?
If no.....then you can request a CLI for 3X your SCL in 61 days after activation.
After that only 1 request every 180 days across all AMEX cards ( that means combined biz and personal)
You can apply for two Amex credit cards within every 90 days .
That does not include charge cards.
Charge cards can be applied for at any time.
The SL is $3k. Yes, I have had the Delta Gold since 3/19. I do not want anymore personal cards for a while and am interested in a Business Gold charge card. I am not getting any pre-approved biz cards like I do personal cards.
@mikesonthemend wrote:
@jaxstraw wrote:
@mikesonthemend wrote:Just received my first Amex Biz card. It is the co-branded Amazon Business card. What are the rules regarding new applications and credit limit increases?
Do you have any other Amex cards ....either personal or business ?
If no.....then you can request a CLI for 3X your SCL in 61 days after activation.
After that only 1 request every 180 days across all AMEX cards ( that means combined biz and personal)
You can apply for two Amex credit cards within every 90 days .
That does not include charge cards.
Charge cards can be applied for at any time.
The SL is $3k. Yes, I have had the Delta Gold since 3/19. I do not want anymore personal cards for a while and am interested in a Business Gold charge card. I am not getting any pre-approved biz cards like I do personal cards.
Preapprovals on the business side are a little different. Easiest way to see if you're preapproved is to click on "apply" for the card you want and then scroll to the bottom of the page. If the button to complete the application says "accept this offer" you're preapproved. If it says "submit" you're not preapproved.
I find the regular preapproval tool on the business side to be a little flakey, but the language at the bottom of the app is accurate.
@Anonymous wrote:Preapprovals on the business side are a little different. Easiest way to see if you're preapproved is to click on "apply" for the card you want and then scroll to the bottom of the page. If the button to complete the application says "accept this offer" you're preapproved. If it says "submit" you're not preapproved.
I find the regular preapproval tool on the business side to be a little flakey, but the language at the bottom of the app is accurate.
Thanks, Sweeper!
BTW, Congrats!