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AMEX Plum Business Approval

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JoeRockhead
Senior Contributor

AMEX Plum Business Approval

Got a "special offer just for you" from Amex, offering a $500 statement credit if I spend $15k in three months. I've always wanted the Plum card.... Well, just because. So, I hit the apply button and got an instant SP approval! NPSL. The spend for the SUB isn't a problem, and I'll take advantage of the unlimited 1.5% cash back for paying the statement balance early. I realize the Plum card isn't for everyone but even with the $250 annual fee, the savings from my annual spend will be to my advantage, so I'm happy to have it.  

 

Other DPs

2 EIN businesses 30+ years (this one) 25+ years on the 2nd one

Inquires past 24 months: 18, (I think). (7 of those due to fall off next month)

Last approval: March, 2023 NFCU More Rewards $7.1k

Last Amex Approval: February, 2023, Amex BBP $25k

Aggregate UTI: 3%

Mortgage free 

1 open car loan, opened June of last year for credit mix, balance $8k out of $35k purchase. 

Income: I've been very fortunate. 

Personal Scores: EQ 774, TU 771, EX 783

Business Scores EX 96, D&B 94, EQ ???, FICO SBSS ??? 

Message 1 of 8
7 REPLIES 7
M_Smart007
Legendary Contributor

Re: AMEX Plum Business Approval

@JoeRockhead, Congrats on your Plum Approval!

Message 2 of 8
JoeRockhead
Senior Contributor

Re: AMEX Plum Business Approval

Thanks @M_Smart007 , it's much appreciated!

Message 3 of 8
cashorcharge
Community Leader
Super Contributor

Re: AMEX Plum Business Approval

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 4 of 8
pizzadude
Credit Mentor

Re: AMEX Plum Business Approval

Congrats on the nice offer and AMEX Plum approval !  Also you'll qualify for around $225 cash back on that $15K spend if you use the early pay discount. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 8
JoeRockhead
Senior Contributor

Re: AMEX Plum Business Approval

Thanks @cashorcharge, really appreciate it! 

Message 6 of 8
JoeRockhead
Senior Contributor

Re: AMEX Plum Business Approval

Thanks @pizzadude, that's a great point! Should have the AF covered as well as getting the SUB at the same time.

Message 7 of 8
DatBoiQuick
Regular Contributor

Re: AMEX Plum Business Approval

Congrats on your AMEX Business Plum card, I dont undertsand the point of this card other then the SUB.

Personal Cards:


Business Cards:
Message 8 of 8
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