APPROVAL - $9k AmEx Blue Business Plus Credit Card - myFICO® Forums

Anonymous · ‎02-09-2019

Hi All,

I just had my first business card approval for the American Express Blue Business Plus Credit Card with a $9,000 SL. Please see DPs below.

Age: 20

Income: $55,000

FICO 8 Experian: 784

AAoA: 1 year, 6 months

Oldest Account: 2 years, 4 months

Accounts: 6 credit cards, 1 SSL

Chase Freedom $3,000 (opened 10/16)
Capital One QS $950 (opened 11/16)
Alliant SSL $500 (opened 06/17)
Chase Sapphire Preferred $10,000 (opened 10/17)
American Express Everyday $30,000 (opened 12/17)
American Express Preferred Rewards Gold (opened 12/17)
Ebates $6,000 (opened 9/18)

INQ: 4

UTI: 4%

Anonymous · ‎02-09-2019

Congrats on the approval. Very good card. You might want to consider moving some of your limit from the ED card to this one unless you need the higher limit on the personal card for utilization.

simplynoir · ‎02-09-2019

Congrats on your new biz card!

kah-pas · ‎02-09-2019

Congrats! But what's your secret? You have gotten a $30,000 CL on your American Express Everyday when you were only 18 and had 6 months long history?

red259 · ‎02-09-2019

Gratz on your approval. This is my go to card for all non-bonus spend and its a great card.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019