APPROVED - Two AmEx Business Cards

[Uniqua]

After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway).  Since I already have a personal AmEx card, I will take a SP over a HP anyday.  Approved for the Business SimplyCash Plus card with $9,000 SL.  Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well.  My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low).  I can rest now.  LOL

[Anonymous]

---

@Uniqua wrote:

After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway).  Since I already have a personal AmEx card, I will take a SP over a HP anyday.  Approved for the Business SimplyCash Plus card with $9,000 SL.  Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well.  My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low).  I can rest now.  LOL

---

Congrats on the approvals.  Very  nice

[Uniqua]

Thank you!

[BPebbles]

---

@Uniqua wrote:

After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway).  Since I already have a personal AmEx card, I will take a SP over a HP anyday.  Approved for the Business SimplyCash Plus card with $9,000 SL.  Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well.  My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low).  I can rest now.  LOL

---

Very nice SL on both cards, especially the Blue Business Plus!  Congrats!!! 

[CreditUnionFan]

Congrats on the two new Amex cards; those are two new cards from Amex that offer some really nice rewards!

[Anonymous]

Congrats . I like the  Amex Biz cards but we got the Chase  Ink last and have the Capital One Spark aslo and don't need another biz card

[Sanjo812]

Congratulations! The Blue Business Plus is definitely on my list. Just not sure if I’m going after it this year. 

[Anonymous]

congrats what was the application process like? 

[Uniqua]

Very simple. They asked only a few questions.  I provided our FEIN, not my SSN, so I did not guaranty either application.  Once submitted, it took roughly 8-10 seconds to get the on-screen approval. 

[AllCredit]

Congrats! I was worried about app'ing too!  (I'm going to reasearch the cards you got to see if I need to add to my wish list!)