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I find it very odd that Amex won't offer a personal card when they approved me for a business platinum card.
I'd like to ask Amex about it but concerned they may pull the business card.
Any suggestions and/or insight?
@Anonymous wrote:I find it very odd that Amex won't offer a personal card when they approved me for a business platinum card.
I'd like to ask Amex about it but concerned they may pull the business card.
Any suggestions and/or insight?
The AMEX Blacklist is LEGENDARY! I was on it for 20 years. I would wait 3-6 months and apply for the Green or Gold. The underwriting for charge cards is more flexible than revolvers.
Sounds like a plan. I haven't been able to get anything until July, when I apped for the Biz Plat. However I don't recall previously trying for other business cards, I didn't think there would be a difference between the business and personal but it looks like there is. In my pre-qual section I only see Delta and SPG. Interesting. I just tried for the personal Gold card, but it looks like no rose gold for me haha. I could try for Biz Gold but not interested unless they change the benefits to match the personal Gold.
@ Streetervillelady
What is the AMEX Blacklist? How does one get on it?
Basically saying if your previous bk included an amex account, you are/were on the blacklist.
Not sure on the current details, but amex may not consider you for a personal card unless you pay em back.
Well it looks like other business cards are still not available. Maybe they are taking a wait and see approach.
Anyway, glad I have the plat, it works great. I also had the balance up to $10k on it, it works like a normal charge card.
Six months later....
The Biz Plat is alive and well. Still on the blacklist though, can't get any other card, even as an AU on a different account. Maybe they're feeling me out :-)