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I was looking into accepting Amex for my business to make billing easier for my larger clients. I started the process of accepting amex (not applying for a card) and got the last page where they talked about pulling info on my company. The details got a little muddled and I wasn't sure if they do a hard pull of the owner's (my) credit report. To accept amex cards for payment, will they HP my personal credit?
@Anonymous wrote:I was looking into accepting Amex for my business to make billing easier for my larger clients. I started the process of accepting amex (not applying for a card) and got the last page where they talked about pulling info on my company. The details got a little muddled and I wasn't sure if they do a hard pull of the owner's (my) credit report. To accept amex cards for payment, will they HP my personal credit?
very likely.
Do you have a merchant account already?
you could always get something like Square or Quicken Merchant account which won't pull credit and they accept all the credit card companies for you.