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Agonizing sans club business credit app process

pamon
Regular Contributor

Agonizing sans club business credit app process

What an ordeal. Got the plus membership since its a good deal with free shipping. Girl took app over tablet and was pending. Called symphony and that's where it derailed. Got some who transferred to someone. Handed phone over and got someone who you could tell was in his living room working. Couldn't figure it out so transferred me to an account manager. 15 mins later on hold told me 7-10 days after it needing further review.

 

granted just got Amazon 5k CL on corp acct so maybe to soon with symphony but what a pain of a process. 

Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 1 of 4
3 REPLIES 3
4sallypat
Established Contributor

Re: Agonizing sans club business credit app process

Let us know what happens after you receive the Synchrony letter ?

 

I am considering getting a Sams Club business MC or SC since I just got a free membership and a Cap 1 Walmart Community business Net 30 card that can be used at Sams....

Message 2 of 4
Creditaddict
Legendary Contributor

Re: Agonizing sans club business credit app process

Sync and Sams for some reason has to be the worst product they back as far as processing and understanding.

The information has to match perfectly between corporate info and the membership info.

Once decided there is no going back even if was an error by the agent.

If you get pending... walk away! I have numbers direct I can give you... typically the sams employees don't understand the business side very well and they are not provided special numbers so they hold like the rest of us if calling standard number.

Message 3 of 4
pamon
Regular Contributor

Re: Agonizing sams club business credit app process

Yeah the girl was super patient at Sam's just the synchrony folks who dropped the ball. The community card covers me at Sam's but more or less wanted this one as well. Over 80 Experian intelliscore so figured safe. Will see.

Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 4 of 4
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