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Agonizing sans club business credit app process

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pamon
Regular Contributor

Synchrony mailing address for cards?

Since the first card got lost wanna be overly paranoid on round 2 and not deal with their loss prevention team again. Know 7-10 days is their motto but anyone who where they mail cards from? Know a bunch in Nebraska and Florida. Just do I can be ready for it or face round 3 in case.ol. thanks

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Message 11 of 21
pamon
Regular Contributor

Wait my lowes was approved?

Had applied for the lowes card mainly to get nice with synchrony and play nice, got the call us and was told no. Then happened to see an email from lowes with a welcome to lowes commercial and a card sent out 2/1/22. News to me. Guess gotta wait to see the card and info and see what the SL is. They are an interesting group. 

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Message 12 of 21
Goos
Regular Contributor

Re: Wait my lowes was approved?

Did you pg the sam's master card ?

Message 13 of 21
pamon
Regular Contributor

Re: Wait my lowes was approved?

No pg on the sams Mc. Waiting for its arrival round 2 via the pony express

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Message 14 of 21
pamon
Regular Contributor

Re: Wait my lowes was approved?

Still hadn't gotten card so called on Saturday and told if nothing by Wednesday try back. Asked sams person if they could look up a lowes approval and she said no.

 

so have lowes a call since I got an email from them and he looked up account and said it was approved but no card issued. He said 4000 SL and can use in store if they look it up since commercial account:

 

gonna earn my synchrony points after these two accounts. Lol

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Message 15 of 21
pamon
Regular Contributor

Synchrony frustration

Drama started when I applied for a sams club business acct. spent an hour on the phones to get no answer. Made several calls over 4 weeks to hear it's been approved and card has been mailed.

 

called them today since I still haven't gotten the card to hear it's been approved but since they made a change to my address they need proof of my business and address. Plus it cannot be emailed or faxed, but mailed to a P.O. Box in Florida.

 

unreal. I yelled at the agent her supervisor over the levels of incompetence at synchrony. They triggered something on the address and. Now I gotta gather docs and go to the usps and mail it off. Unreal

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Message 16 of 21
FinStar
Moderator Emeritus

Re: Synchrony frustration


@pamon wrote:

Drama started when I applied for a sams club business acct. spent an hour on the phones to get no answer. Made several calls over 4 weeks to hear it's been approved and card has been mailed.

 

called them today since I still haven't gotten the card to hear it's been approved but since they made a change to my address they need proof of my business and address. Plus it cannot be emailed or faxed, but mailed to a P.O. Box in Florida.

 

unreal. I yelled at the agent her supervisor over the levels of incompetence at synchrony. They triggered something on the address and. Now I gotta gather docs and go to the usps and mail it off. Unreal


@pamon While the frustration and timeframe for getting things resolved is understandable, yelling at an agent and/or supervisor hardly gets you the human award for dealing with these types of issues. You attract more flies with honey than vinegar, especially during an escalation process.


Since you were aware that SYNCB doesn't expedite credit cards, and something getting lost in the mail is always possible, who changed the address? You mentioned upthread they couldn't change it to your home address. Also, SYNCB wouldn't have been responsible if your initial piece of mail was misdelivered or lost by the USPS if they had already generated the plastic -- unless they had an incorrect business address from the get-go.

 

Did they have to report the previous Sam's Club MC as lost and re-issue a new account# as a replacement?

 

Message 17 of 21
pamon
Regular Contributor

Re: Synchrony frustration

Didn't yell but expressed frustration at agent who got it and supervisor. I've spent 20 plus years on call centers so get the angle and have former personal history with synchrony as a client.

 

they never sent first card and then second issued but stopped by their back office. More frustration than anything as if they needed the info just ask vs tell me two times it was sent when it wasnt

 

just hope no one else gets synchrony's power trip angle. Now gotta pull docs and mail them off. Asked for email or fax and was told none. Said you are a $10 billion publicly traded company with no email or fax and gave up. Could tell was getting the script. Back office controls so play their games.

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FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
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Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 18 of 21
FinStar
Moderator Emeritus

Re: Synchrony frustration


@pamon wrote:

Didn't yell but expressed frustration at agent who got it and supervisor. I've spent 20 plus years on call centers so get the angle and have former personal history with synchrony as a client.

 

they never sent first card and then second issued but stopped by their back office. More frustration than anything as if they needed the info just ask vs tell me two times it was sent when it wasnt

 

just hope no one else gets synchrony's power trip angle. Now gotta pull docs and mail them off. Asked for email or fax and was told none. Said you are a $10 billion publicly traded company with no email or fax and gave up. Could tell was getting the script. Back office controls so play their games.


Just make sure the docs are sent via CMRR so you have a method of tracking them.

 

At this point in the game, it's wait-n-see. It's possible a secondary review from their back office didn't perform some due-diligence which caused the account to have any plastics suppressed. Unfortunately, more often than not, the front line agents sometimes do not have the same systems access to view the backend documentation and it's possible they assumed the system had generated your card when in fact it didn't. 

 

I remember speaking to a very well-informed agent a while back when I experienced a similar verification issue with an Amazon net55 account. The agent went above and beyond to get things resolved (I was fortunate) and explained some of the reasons for things that fall through the cracks and how some departments are not synced up operations-wise.

 

Hopefully, things will get resolved even if it takes a bit longer than expected. Just update this thread rather than create multiple threads on the same SYNCB topic.

Message 19 of 21
pamon
Regular Contributor

Re: Synchrony frustration

So had to update since it's my own rant at this point. Got to the mail today and lowes card came. But with sams I have to prove the address although both with synchrony. Unreal. This makes Amazon and lowes with them with sams to verify. Ugh

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FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
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Message 20 of 21
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