American Express- lower interest rate on Pay over time?
So we have a small business Amex. Under the advice of our mortgage lender when we were trying to buy our home- we used it to pay off some suppliers. It was too much to charge all at once and long story short, we now have a massive pay over time balance with Amex- at a crazy high interest rate. We have put a serious dent in the balance by over paying each month- but that interest is killing us. Will Amex lower the interest on a pay over time balance or is our only alternative to take out a loan with better terms to pay it off?