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I had a problem back when I had an Amex card. It has been quite a long time ago, though. I honestly do not remember exactly, but definitely over 10 years. Anyway, they have been sending me mail to pay off that past account and regain an Amex card (personal). I am guessing this bad history, even though it is old, will prevent me from getting a business card with them also? (I am not ready for that...I am waiting on my LLC to come through, but just asking). TIA
Sounds like the Optima program.
It could definitely get you back in.